A practical comparison of Chapter 7 liquidation and Chapter 13 repayment bankruptcy — means test, discharge timeline, debt limits, automatic stay, non-dischargeable debts, 341 meeting, and how to choose the right path for your financial situation.
Compare Chapter 7 and Chapter 13 bankruptcy in 2026. Learn eligibility, costs, timelines, what debts get discharged, and how each option affects your home and credit.
Compara el Chapter 7 y Chapter 13 de bancarrota en Estados Unidos. Requisitos, costos, impacto en tu casa y auto, y cómo se compara con la Ley de Segunda Oportunidad en España.
미국 개인파산 챕터7과 챕터13의 차이를 한국인 관점에서 비교합니다. 소득 자력심사(Means Test), 신청 비용, 집·차 유지 여부, 신용 기록 영향(7~10년), 한국 개인파산과의 차이점까지 2026년 기준으로 상세 정리했습니다.
Chapter 13 vs Chapter 7 bankruptcy in 2026: eligibility, what debts get erased, timelines, and how to choose the right path for your financial situation.
Overwhelmed by debt? This guide breaks down personal bankruptcy options in the US, how to qualify, what to expect, and how to rebuild your finances after filing.