Más del 54% de los beneficiarios de Medicare están en Medicare Advantage, pero Medigap puede ser la mejor opción a largo plazo. Diferencias reales, la trampa del período de inscripción, y cuándo cada opción gana para la comunidad hispana.
Over half of Medicare beneficiaries are now on Medicare Advantage, but Medigap is often the smarter long-term choice. Here's the structural comparison, the open enrollment trap, and the specific situations where each option wins.
A complete comparison of Medigap Plan F, Plan G, and Plan N for Medicare beneficiaries in 2026 — what each covers, open enrollment rules, medical underwriting outside OEP, Medicare Advantage trade-offs, and how to calculate which plan saves the most money for your health situation.