Dog Bite Homeowners Insurance Claim 2026: Breed Exclusions, Strict Liability, and When to Sue Directly
Dog bite homeowners insurance claims run into breed exclusions, liability sublimits, and state law gaps. This guide covers California Civil Code § 3342 and Florida FS 767.04 strict liability vs the Texas one-bite rule, how to spot a coverage gap, and when to bypass the insurer entirely.
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