Reverse Mortgage Costs 2026: HECM Fees, Interest Accrual, and Heir Risk
The complete cost structure of a HECM reverse mortgage in 2026 — HUD origination fee caps, upfront and annual MIP rates, non-borrowing spouse protections after the 2014 rule change, heirs' repayment options, and the mandatory counseling requirement.
reverse mortgage HECM reverse mortgage costs
