A 2026 guide to the Solo 401(k) for self-employed business owners. How the dual employee-plus-employer contribution works, current limits and catch-ups, the Roth and mega-backdoor angle, how it compares to a SEP-IRA and SIMPLE, deadlines, loans, and Form 5500-EZ.
A complete guide to the mega backdoor Roth strategy: making after-tax 401(k) contributions up to the IRC §415(c) annual additions limit, converting them to Roth via in-plan conversion or in-service rollover, the 2026 contribution-limit framework, the two hard plan prerequisites, the pro-rata rule, and how it differs from the regular backdoor Roth IRA.
Korea's comprehensive income tax deadline is May 31, 2026. Freelancers, sole proprietors, and multi-income earners can still top up IRP and pension savings accounts before the deadline to secure 2026 tax credits. Here's how.
Should you buy an annuity or max your 401(k) first? We run the bracket-by-bracket breakeven math so you can see exactly when an annuity starts to win — and when it doesn't.